How to Survive a Personal Financial Crisis in 6 Steps

A personal financial crisis can happen anytime, threatening to hurt your personal finance status and even risking the personal loans that you currently have. Luckily, there are surefire ways to survive this problem. Here are six tips that you should follow. Devise a Sound […]

Five Ways to Make Paying Bills More Pleasant

make-bill-paying-easier

Paying bills doesn’t have to be a groan-worthy task. While the job could be called “drudgery” or described as “painful,” it is possible to have fun while fulfilling your financial obligations. Try some of these ideas: Reward Yourself You don’t have to spend money […]

Debt vs. Retirement: How to Balance Both

debt-versus-retirement

It is everyone’s dream to have a comfortable retirement. That is, we all desire to get to a point where we do not have to work to earn a living yet we can relax and relish the pleasures of life without undergoing financial stress. […]

9 Tips to Make Your Debt Repayment Easier

debt-consolidation-options

According to statistics, the average credit card debt of a U.S. household is over $15,000, and ignoring it or wishing it away just doesn’t work. With the high interest rates compounding what you already owe, it’s time to get a serious strategy in place […]

3 Things To Do If Credit Thieves Get You

credit-thieves

The worst thing imaginable to your credit has happened: someone has stolen your identity. You’re hurt, you’re angry and you’re shaken, so what do you do now? Keeping a cool head in the face of crisis is key to repairing damage done by a […]

How To Change Bad Financial Habits

bad-financial-habits

Everybody has habits. There are two kinds of habits: good habits, and bad ones. You need to build up your good habits, or else, your bad habits will take you to the poor house. Many people don’’t manage to save money or build up […]

3 Things To Look For In A Credit Card

choosing-a-credit-card

If you’re looking to expand your credit portfolio with a new credit card, there are three things you should look for in a new card. Changes in the way credit companies do business has created some unique rewards for card members, so shopping around […]