Who Uses Your Credit Score And Why?

Who Uses Your Credit Score And Why?

Your credit score is a very important bit of information that tells a lot about you. A credit score tells lenders about the likelihood that you will pay them back on time. But it is also used by employers, insurance companies, government, and landlords. Here is a summary of how and why each of these […]

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4 Amazing Credit Cards For College Grads

4 Amazing Credit Cards For College Grads

So you’ve just graduated from college and you’re making the transition to the real world. There’s so much that you need to think about! Renting your first apartment, finding a job and, for many recent graduates, getting their first credit card is also on the post-college to do list. For someone who has never had […]

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10 Ways Criminals Target The Holidays

10 Ways Criminals Target The Holidays

The holidays are supposed to be a time for you to make memories with your family, enjoy good food, good company and good spirits. However, not everyone is so jolly during the holiday season and for criminals, all the giving and goodwill spells opportunity. Knowing their tactics can help you protect yourself from becoming a […]

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6 Quick Fixes For Credit Report Errors

6 Quick Fixes For Credit Report Errors

Consumers are urged to check their credit reports on a yearly basis to check them for errors. Errors on your credit report could lead to higher interest rates, or even being denied for a loan. An error could also be an indication that your identity has been stolen, which can be a costly and time […]

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9 Easy Ways to Boost Your Credit Score

9 Easy Ways to Boost Your Credit Score

Your credit score is more than just a mere number, it’s a determination of the types of loans and interest rates you will receive. Having a higher credit score makes it easier to secure loans with low interest rates. Most people don’t realize that there are things you can do to control your own credit […]

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How Foreclosure Impacts Credit Scores

How Foreclosure Impacts Credit Scores

There are three major credit-reporting agencies in the United States. Each one provides pretty much the same information to consumers. This is because all use the same formula to arrive at a numerical credit score. The information that goes into a credit score encompasses several categories, all of which relate to past financial behavior. That […]

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6 Credit Score Myths You Believed Were True

6 Credit Score Myths… Debunked!

Beginning in the 1980s, banks began implementing an algorithm-based system to help lenders and banks assess the creditworthiness of consumers. Over time, it has become increasingly important for consumers to fully understand their credit score – your valuation as a borrower. Sadly, this is not the case with so many misconceptions out there regarding your […]

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