Your credit score is a very important bit of information that tells a lot about you. A credit score tells lenders about the likelihood that you will pay them back on time. But it is also used by employers, insurance [...]
No matter what type of credit card you use, it is important to always be working to build better credit. If you’ve made some mistakes in the past with your credit and have ended up with a bad credit score, [...]
So you get your credit report and notice a mistake on it. Don’t despair, there is a way to remove errors on your credit report. You’ll need to compose a credit report dispute letter. Get your credit report from the [...]
Have you ever wondered how long negative information stays on your credit report? Per the FCRA (fair credit reporting act), most items will stay on your report for seven years after they are first posted while bankruptcies will stay on [...]
This common question of how long debt information stay on your credit report is a common question. I’m here to dispel some rumors and report the facts. The truth is that even if you pay off all of your credits, [...]