Archive for the ‘Credit Score’ Category

Who Uses Your Credit Score And Why?

who-uses-credit-scores

Your credit score is a very important bit of information that tells a lot about you. A credit score tells lenders about the likelihood that you will pay them back on time. But it is also used by employers, insurance [...]

Rebuild Your Bad Credit With Credit Cards

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No matter what type of credit card you use, it is important to always be working to build better credit. If you’ve made some mistakes in the past with your credit and have ended up with a bad credit score, [...]

Sample Credit Report Dispute Letter

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So you get your credit report and notice a mistake on it. Don’t despair, there is a way to remove errors on your credit report. You’ll need to compose a credit report dispute letter. Get your credit report from the [...]

What Are The Credit Reporting Time Limits?

credit-reporting

Have you ever wondered how long negative information stays on your credit report? Per the FCRA (fair credit reporting act), most items will stay on your report for seven years after they are first posted while bankruptcies will stay on [...]

How Long Does Info Remain On Your Report?

credit-relief

This common question of how long debt information stay on your credit report is a common question. I’m here to dispel some rumors and report the facts. The truth is that even if you pay off all of your credits, [...]